Credit cards can be mentioned now, but credit card applications corresponding to pay fees and interest generally is 10-20 per month fee, interest is the daily 5/10000, unless very necessary, are generally not mentioned, but the costs must be paid , No, we do not mean that the banks owed money will not have adverse long-term record, the future would like to do business on the other.
Below are the application process:
1, the counter staff or customer service call made to the application form, Shen network can now widely hair, a move to have online application, according to the format of the application form filled out;
2, according to the relevant requirements of the banks as financial resources that provide the following:
A: proof of identity: identity cards, work permits (some units not, also fine).
B: financial prove: units issued by the income from that (general format is "I certify that I am a certain unit staff <identity of *****> income ****** yuan), a real estate license, the car also related to the financial resources that can be used, or over the past three months to pay back the water-coal, the other banks back to the repayment of the credit card single, the first of which more important, the other can do the light;
C: If you are a large enterprise leaders, state officials, university professors and other special groups, they can submit a proof of identity will be more detailed, and financial resources proved to be slightly less.
3, will be completed application and related single copy of the request sent to the address of the card;
4, and wait, usually 10 days, which is two weeks, if no news can also call the customer service phone bank, using your ID card to the customer service staff to apply for credit cards progress necessary, and He then checked the address, if already sent on to. If rejected, then other banks previously started. Because the credit card is registered letter sent cards, often slightly more slowly;
5, received cards, envelopes materials by telephone or on-line guide a card, and then within a week will receive one card passwords letter, when he this course of ATM machines can be used to change passwords after the inquiry is to balance and .

Now you can use this card consumption, if necessary, it can also opened card online payment functions in the major online shopping mall.
This must remember the customer service telephone line, has any questions, and the telephone links, the most important thing is if the card is missing, give this bank customer service telephone report the loss promptly to avoid losses.

Fought so much, to put it 1,10, each bank credit card similar, but more generally to the major outlets to choose good behavior, the general repayment for convenience, but small banks also have their own advantages, often operating flexibility, there are various and consumer integral ceremony, should not be overlooked.

Credit card applications for the document are:
1, identity card or passport
2, proof of employment (work permit or related personnel departments shows that the basic requirements of working hours in more than three months)