3, income proof (in the financial sector and 88,000 income proof, if their careers Business licenses will be required to pay tax and a photocopy of proof)
These are the most basic needs of the application materials, and if we can provide its own real estate license or even own vehicles that would greatly increase the success rate of credit card applications and improve the overdraft amount.
Guarantor and the guarantee on the issue depending on the bank, such as China Merchants Bank, Shenzhen Development, and others do not need security.
Process: the provision of identity cards, margin (some banks need to provide), and so on, reloading a application forms to the bank.
Issuers will examine the applicant's occupation, income, a guarantor, the authenticity of the property. (In some cases - is a company that proves that the applicant is a unit like the staff can avoid a guarantor)
Credit card applications should be alert:
1. Fill clearly personal guarantees;
2. Applicant unit, the guarantor will be required to affix its official seal units;
3. Guarantor of age must be 25 or above, the guarantor must hold valid personal identification, there has been a stable source of income;
4. Mutual between husband and wife can not be secured;
5. Credit card applications forms "valid documents," the applicant and the guarantor have to paste copies of the identity cards;
7. Applicants, the guarantor in the application form must be signed in the form of a guarantee signed by the unit, the applicant must have a copy of the business license units, and the seal of corporate units depositary bank for the last three months of copies of bills.
ATM from now:
1. Correctly insert credit card;
2. Input card password;
3. To check their account balance; (available from time to check)
4. Extraction column in cash, the amount of input extraction, recognition;
5. ATMs Tuha banknote, spot inventory cash;
6. Inventory After that, the balance can be carried out inquiries (available on from time to check)
7. Fight transaction documents (to play from time to fight)
8. According to withdraw from the bond, get credit cards;